Results summary

  Full year 2024
$m
Full year 2023
$m
International Financial Reporting Standards (IFRS) Basis Results
Adjusted IFRS operating profit before tax 3,129 2,893
Adjusted IFRS operating profit after tax 2,582 2,449
Earnings per share based on adjusted operating profit, net of tax and non-controlling interest 89.7¢ 89.0¢
Profit after tax 2,415 1,712
IFRS shareholders’ equity 17,492 17,823
IFRS shareholders’ equity per share 658¢ 647¢
Adjusted total comprehensive equity 36,660 37,346
Adjusted total comprehensive equity per share 1,379¢ 1,356¢
European Embedded Value (EEV) Basis Results    
New business profit 3,078 3,125
Operating profit 4,828 4,546
Group EEV equity, net of non-controlling interests 44,218 45,250
Group EEV equity per share 1,664¢ 1,643¢
Operating free surplus generated from in-force insurance and asset management business 2,642 2,740
Free surplus excluding distribution rights and other intangibles 8,604 8,518
Free surplus ratio 234% 242%
Dividend    
Dividend per share relating to the reporting period 23.13¢ 20.47¢

Basis of preparation

The results are prepared on two bases: International Financial Reporting Standards (IFRS) and European Embedded Value (EEV). The results prepared under IFRS form the basis of the Group’s statutory financial statements. The EEV basis results have been prepared in accordance with the amended EEV Principles issued by the European Insurance CFO Forum in 2016. The Group’s EEV basis results are stated net of tax and include the net of tax IFRS financial results of the Group’s asset management and other operations.

The Group provides supplementary analysis of profit before tax attributable to shareholders in order to distinguish operating profit based on longer-term investment returns from the other elements of total profit shown.

EEV and adjusted IFRS operating profit are based on longer-term investment returns and are stated before the effect of short-term fluctuations in investment returns against long-term assumptions and other corporate transactions. Furthermore, for EEV basis results, operating profit based on longer-term investment returns excludes the effect of changes in economic assumptions and the mark-to-market value movement on core borrowings.

Adjusted total comprehensive equity is defined as IFRS shareholders’ equity plus contractual service margin net of reinsurance and related tax adjustments. See note C3.1 in the IFRS financial results for further information.

Operating free surplus generation is the financial metric we use to measure the internal cash generation of our business operations and for our life operations is generally based on the capital regimes that apply locally in the various jurisdictions in which the Group operates (with adjustments so that the free surplus better reflects resources potentially available for distribution to the Group). It represents amounts emerging from the in-force business during the year, net of amounts reinvested in writing new business (where applicable). For asset management businesses, it equates to post-tax adjusted operating profit for the year.

Segment results and Group KPIs such as operating profit, APE and new business are attributable to the shareholders of the Group before deducting the amount attributable to the non-controlling interests.

The definitions of the key metrics we use to discuss our performance are set out in the "Definition of performance metrics" section in our Annual Results document, including, where relevant, references to where these metrics are reconciled to the most directly comparable IFRS measure.

Exchange translation

The IFRS and EEV results are presented in US dollars. The comparative results have been prepared using previously reported actual exchange rates.

Jackson National Life Insurance Company

Prudential

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Prudential

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Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

PPM America

Prudential

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Prudential

If you are looking for an affiliate of Prudential Financial, Inc, whose principal place of business is in the United States of America.

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Prudential plc is an international company incorporated in the United Kingdom, and its affiliated companies constitute one of the world’s leading financial services groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world, and it has been in existence for over 170 years. Prudential plc is not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America, or the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

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For M&G and Prudential UK customers and policyholders:

In October 2019, Prudential plc separated its UK operations and, as a result of this separation, Prudential UK is now owned by M&G plc. The M&G plc group is a separate, independent group and as such we are not able to help any M&G or Prudential UK customers or policyholders.

Therefore, to find the best way to make contact, please visit www.pru.co.uk/contact-us

For further information on the M&G plc group, please visit the M&G website: www.mandg.com